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Every payment.One pilot.

Card processing and a point of sale for your business, an app to send money to anyone, and a PayPilot button that checks shoppers out in one tap. One account for all of it.

Start accepting payments See how it works
Tap Chip Apple Pay & Google Pay Online QR Person-to-person
Three ways to use PayPilot

At the counter, in the app, at checkout.

For businesses

Card processing & POS

Take tap, chip and swipe at the counter or the table with PayPilot terminals and the PayPilot POS. Money lands in your bank the next business day.

Explore the POS For everyone

The PayPilot app

Send and request money with friends, split the bill and cash out to your bank. Link your accounts to track spending and catch duplicate subscriptions.

Get the app For online stores

Pay with PayPilot

Add the PayPilot button to your checkout. Shoppers pay with their PayPilot balance or a saved card in one tap, with no forms to fill in.

Add PayPilot checkout
Restaurants Retail Salons & spas Grocery Cafés E-commerce Events Subscriptions Food trucks Services

Payments shouldn’t feel like paperwork. With PayPilot, a tap at the counter, a link in a text and a split with friends all land in one place — and the money moves in seconds, not someday.

How a PayPilot payment works

From tap to bank, by tomorrow.

  1. 01 · TAP

    Tap, dip or wallet.

    Contactless cards, chip, Apple Pay and Google Pay. Your customer pays however they like.

  2. 02 · APPROVED

    Approved in a blink.

    Encrypted end to end and checked for fraud in real time, so the line keeps moving.

  3. 03 · RECEIPT

    Paper, text or email.

    Receipts carry your brand, your loyalty offer and a reason to come back.

  4. 04 · DEPOSITED

    Paid next business day.

    Batch out tonight, see it in your bank tomorrow.

PayPilot POS

The register, reimagined.

Go ahead — ring someone up. This is a live demo of the PayPilot point of sale. Tap items, switch menus and hit Pay.

Search item or scan barcode…

Current sale

Subtotal$0.00
Tax$0.00
Total$0.00
PayPilot Wallet

Send money like a text.

Split dinner, pay the babysitter or get paid for the side hustle. PayPilot Wallet moves money between people as easily as it moves it for your business. Try it — tap the keypad and hit Send.

Instant between PayPilot users

Money lands in seconds, any day of the week.

Scan to pay

Every wallet has a QR code — perfect for markets, pop-ups and splitting the check.

Spend at PayPilot businesses

Pay with your wallet at any PayPilot checkout, in store or online.

To Riley Secure
$1,284.50 balance
RK
Riley Kim
@riley · PayPilot
$25
🍕 Pizza night
Riley’s walletActivity
$342.75 balance
MS

Maya paid you🎾 Court time · 2h

+$18.00
CB

Corner Bakery☕ PayPilot checkout · 5h

−$6.40
AL

You paid Alex🎬 Movie night · 1d

−$14.00
Money manager

Link your bank. Stop paying twice.

Connect your bank accounts and cards to the PayPilot app and see balances, spending and upcoming bills in one place. PayPilot spots subscriptions you're paying for twice and helps you cancel the extra one.

  • Every account in one view

    Checking, savings and credit cards, connected securely with read-only access.

  • Duplicate subscription alerts

    Two music plans? The same storage plan charged twice? PayPilot flags the repeats so you can cancel what you don't need.

  • Spending that sorts itself

    Every purchase lands in a category, with monthly budgets and bill reminders.

Linked accounts 3 connected
EC
Everyday CheckingBank ••4821
$3,240.18
HS
High-Yield SavingsBank ••0937
$12,480.00
RC
Rewards CardCard ••1005
−$842.37
Subscriptions $100.44 / month
Tunely MusicDuplicate$10.99
SoundWave Musicalso musicDuplicate$10.99
FlixHub$15.49
CloudBox 2 TB$9.99
CloudBox 2 TBsecond accountCharged twice$9.99
FitClub gym$42.99
2 duplicates foundCancel them and save $20.98 a month, $251.76 a year.
Pay with PayPilot

Check out in one tap.

Put the PayPilot button on your online store. Shoppers with the PayPilot app pay from their balance or a saved card: no card number to type, no account to create.

  • Faster checkout

    One tap instead of a form full of card details.

  • Card details stay private

    Shoppers don't type or share a card number with the store.

  • Easy to add

    Works with PayPilot hosted checkout, payment links and a few lines of code.

See online payments
AY
Aurora Yogaaurorayoga.com · Checkout
10-class pass$45.00
Tax$3.60
Total$48.60
or pay with card

Demo only. Try the button.

Hardware

Beautiful machines that just take payments.

PayPilotCounter 1
Oat latte ×2$11.00
Avocado toast$12.50
Croissant ×3$15.00
Tax$4.00
Total$42.50
Tap, insert or swipe
CardsApple PayGoogle Pay
$86.20
PayPilotTable 12
Add a tip
15%18%20%Custom
Total with tip$86.20
Tap to pay
•••• 4242
Explore all hardware
The network

Every swipe, everywhere, in real time.

Watch sales stream in from every location, register and link — on your phone, in your dashboard, the second they happen.

  • Next-day funding

    Deposits the next business day, so cash flow never waits.

  • Security built in

    End-to-end encryption, tokenization and PCI compliance help.

  • Live analytics

    Sales, tips, top items and busiest hours, updated as you sell.

Today's sales$8,412.60+12% vs last Tuesday
  • T1
    Counter · Terminal 1Tap · Visa •• 4242
    $24.50
  • AY
    Online storePay with PayPilot
    $48.60
  • T6
    Table 6 · HandheldChip · tip $14.00
    $86.20
One platform

Everything you need to get paid.

Know your numbers the moment they happen

Real-time sales, tips, refunds and payouts — by location, register, employee and hour.

Payment links

Text, email or post a link and get paid in a tap — no website required.

Invoice #1042 · $240.00paypilot › pay › aurora-yoga

Recurring billing

Memberships and subscriptions that bill themselves.

Gift cards & loyalty

Reward regulars and bring them back.

Inventory

Stock counts that update with every sale.

Built for builders

Drop checkout into any site or app with a few lines of code.

// charge a card with PayPilot
const payment = await paypilot.payments.create({
  amount: 1795, currency: 'usd',
  source: token, receipt: 'sms'
});

Team & tips

Clock-ins, permissions and tip pooling that pays out fairly — without a spreadsheet.

AVAva clocked in · Front counterOn shift
Pricing

Simple pricing. Zero surprises.

No long-term lock-in, no mystery fees on page six of the statement. Pick the setup that fits — or take your processing cost to zero.

Starter

For new and growing businesses.

$0 / month software
  • PayPilot POS app
  • Payment links & invoices
  • Next-day funding
  • 24/7 support
Get started
Most popular

Zero

Compliant dual pricing that can take your processing cost to $0.

$0 processing cost*
  • Everything in Starter
  • Dual pricing set up for you
  • Compliant signage & receipts
  • Free statement analysis
Go to zero

Custom

For high-volume and multi-location brands.

Let’s talk
  • Interchange-plus pricing
  • Multi-location dashboard
  • Dedicated success team
  • Level 2/3 B2B data
Talk to sales

*Dual-pricing programs shift card costs to card-paying customers and are subject to card-network rules and state law. Hardware sold separately. Full pricing details

From the blog

Money moves, explained.

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How Instant Money Transfers Actually Work

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The Painless Guide to Splitting Bills With Friends

Most group-dinner friction comes from vague math and slow follow-up. A little structure fixes both without making anyone feel like an accountant.

6 min readSend & receive

Paying Your Share of Rent Through an App

Shared rent works best when one person collects, everyone pays on the same day, and the paper trail takes care of itself.

6 min read

Take the controls.

Set up in days, not weeks. Keep your terminals where possible. Talk to a real person 24/7.